Michigan communities may contact EGLE's Water Resources Division for guidance and assistance in enrolling into the NFIP. Sample documents are available on the NFIP Map Modernization Map Adoption page. There is no fee to participate in the NFIP, but the community must pass an ordinance. In Michigan, the state building codes already contain the necessary requirements to participate in the NFIP. Got a question about the NFIP or floodplains? Here's a list of floodplain staff contacts. Since 1978, Michigan citizens with flood insurance have been paid $98,000,000 for flood losses. As of May 2020, there were 20,500 flood insurance policies in the state, providing coverage in the amount of $4,074,845,000.
![national flood insurance program national flood insurance program](https://images-na.ssl-images-amazon.com/images/I/515%2BZYHGx3L._SX218_BO1,204,203,200_QL40_.jpg)
Michigan has seen significant growth in the number of individuals whose homes or businesses are protected by flood insurance. In addition, assistance is provided to lenders, realtors, and insurance agents, as well as private citizens who have questions about flood insurance or floodplain management. This is carried out through a program of education, technical assistance, and oversight. In 1968, Congress instituted the National Flood Insurance Program (NFIP) to reduce the economic and social cost of flood losses. The National Flood Insurance Program Coordinator works with local units of government to assist them in meeting the NFIP requirements. This program makes flood insurance available in communities that agree to manage their floodplains in such a manner that additional flood prone structures are not built. In 1968, Congress instituted the National Flood Insurance Program (NFIP) to reduce the economic and social cost of flood losses. In Michigan, as well as across the nation, the leading cause for disaster declarations by the Governor or the President is flooding.